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More web woes ahead of Obamacare enrollment

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BATON ROUGE - Round two of enrollment for Obamacare starts Saturday and the government hopes signups are smoother after the website was overwhelmed the first time.

Several changes were made to Healthcare.gov including a way to preview plans which will let people compare estimated premiums, deductibles and maximum out-of-pocket payments.

But local agent Larry Koenig believes the site is worse than before.

"You'd think that over a years time of working on the website you'd think they'd have it fixed," Dr. Koenig said. "But now virtually every single day I try and get people signed up for the insurance you get a screen that comes up, 'Sorry, the website's down.'"

It's just one reason the government is asking people to start window shopping now.

"Especially with the website being down, you want to get in there as quickly as possible," Dr. Koenig said. "They're estimating 7 to 8 million people trying to get insured during that time."

If you're skip getting health insurance, keep in mind the fee for not having any has increased a lot more than the $95 people were fined this year.

"If people don't sign up there is a fine, it's called a penalty, and it's $325 for every adult in the family and $167.50 per child in the family," Dr. Koenig said. "They do cap it though at $975 and this is a fine that's going to keep going up every year."

Because Louisiana chose not to set up its own health insurance exchange, people looking to buy insurance that meets the new health law's standards must either go through a licensed agent or the federal government's website.

The deadline to sign up for Jan. 1 coverage is Dec. 15.


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